Payment & Billing Policy

Effective Date: January 4, 2026

At Micro Draco Retailer, we believe that purchasing a Micro Draco should be as seamless as it is secure. As a retailer operating within a highly regulated and compliance-driven industry, we utilize advanced encryption and secure payment processing standards to protect every transaction. We understand that customers expect a trustworthy and professional checkout experience, and our systems are designed to meet and exceed those expectations.

1. Accepted Methods of Payment

To ensure flexibility and security for all customers, we offer the following payment options:

Credit & Debit Cards: We accept major card providers, including Visa, Mastercard, and American Express.
Secure Bank Transfers: For high-value purchases or bulk accessory orders, secure ACH or wire transfer options may be available upon request.
Cryptocurrency: Select cryptocurrencies are accepted for customers who prefer enhanced privacy and decentralized payment methods.
Financing Options: We partner with qualified third-party financing providers to offer installment and “Buy Now, Pay Later” solutions where available.

2. Security & Data Protection

Your financial security is our highest priority when shopping with Micro Draco Retailer.

PCI Compliance: Our payment processors are fully PCI DSS compliant, meeting the highest industry standards.
SSL Encryption: All transactions are protected by industry-standard SSL encryption to ensure your personal and payment information remains confidential.
Fraud Prevention: Orders are monitored and screened for potential fraud. If an order is flagged, additional verification may be required prior to fulfillment.

3. Billing and Order Verification

Authorization Holds: When an order is placed, an authorization hold may be applied to your payment method. Funds are captured only when the order is approved and prepared for fulfillment.
Billing Address Verification: For security purposes, the billing address entered at checkout must match the address on file with your payment provider.
Transaction Descriptor: Charges on your bank or card statement may appear as “MICRO DRACO RETAILER” or a related authorized descriptor.

4. Taxes and Additional Fees

Sales Tax: Applicable sales tax is collected in accordance with state and local laws based on the shipping destination.
FFL Transfer Fees: Firearm prices listed on our website do not include any transfer or processing fees charged by your selected FFL dealer. These fees are paid directly to the dealer at the time of pickup.

5. Payment Disputes & Chargebacks

We encourage customers to contact us first if there is any issue with an order or charge.

Resolution First: Most billing or order concerns can be resolved quickly through our support team.
Chargebacks: Unauthorized or fraudulent chargebacks may result in account restrictions and will be disputed with supporting documentation.

For assistance, please contact us at sales@micro-draco.com before initiating a dispute with your bank or card issuer.