Payment & Billing Policy

Effective Date: January 3, 2026

At Micro Draco Retailer, we are committed to providing a secure, transparent, and compliant payment experience. This Payment & Billing Policy outlines the accepted payment methods, billing procedures, and security measures governing all transactions on our website.

1. Accepted Methods of Payment

We offer the following payment options, subject to product eligibility and legal compliance:

Credit & Debit Cards: Major card providers such as Visa, Mastercard, and American Express are accepted.
Secure Bank Transfers: ACH or wire transfer options may be available for approved high-value or bulk purchases.
Cryptocurrency: Select cryptocurrencies may be accepted for eligible products, subject to availability and compliance checks.
Financing / Installment Payments: Qualified customers may be offered installment or “Buy Now, Pay Later” options through third-party payment providers.

Not all payment methods are available for all products. Firearms and regulated items may be subject to additional restrictions.

2. Payment Authorization & Processing

When an order is placed, an authorization hold may be applied to your payment method.
Funds are captured only after the order has been reviewed, approved, and prepared for fulfillment.
Orders may be delayed or canceled if payment authorization fails or cannot be verified.

Micro Draco Retailer reserves the right to request additional verification before processing any transaction.

3. Billing Information Requirements

Customers must provide accurate and complete billing information at checkout.
The billing address must match the address on file with the payment provider.
Orders containing incorrect or unverifiable billing information may be delayed or canceled.

Charges on your bank or card statement may appear as “MICRO DRACO RETAILER” or a related authorized descriptor.

4. Security & Data Protection

We take payment security seriously and employ industry-standard safeguards, including:

PCI DSS–compliant payment processors
SSL encryption for all checkout transactions
Tokenized payment processing, meaning full card details are never stored on our servers

All payment data is handled exclusively by trusted third-party providers.

5. Fraud Prevention & Order Review

All orders are subject to automated and manual fraud screening.
Orders flagged for potential risk may require additional verification.
Failure to complete verification may result in order cancellation without liability.

Micro Draco Retailer reserves the right to refuse or cancel any order suspected of fraud or non-compliance.

6. Taxes & Additional Fees

Sales Tax: Applicable sales tax is calculated and collected based on the shipping destination and governing tax laws.
FFL Transfer Fees: Firearm prices listed on our website do not include any fees charged by your selected FFL dealer. These fees are paid directly to the dealer at pickup.
Shipping Fees: Shipping and handling charges, where applicable, are displayed at checkout.

7. Payment Disputes & Chargebacks

If you believe there is an issue with a charge or transaction, please contact us first.

Most billing issues can be resolved quickly through our support team.
Unauthorized or fraudulent chargebacks may result in account suspension and permanent loss of purchasing privileges.
We reserve the right to dispute all illegitimate chargebacks with supporting documentation.

For billing concerns, contact sales@micro-draco.com before initiating a dispute with your bank or card issuer.

8. Policy Changes

Micro Draco Retailer reserves the right to update or modify this Payment & Billing Policy at any time. Changes become effective immediately upon posting to the website.